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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,641 | $112,933-49.0% | $90,970-36.6% | $158,982-63.7% |
| Participation rate | 72.7% | 74.7%-2.0pp | 69.0%+3.7pp | 82.0%-9.2pp |
| Annual return | 20.82% | 215.82%-195.0pp | 134.60%-113.8pp | 302.99%-282.2pp |
| Employer contribution / active EE | $2,047 | $2,893-29.3% | $2,122-3.5% | $4,763-57.0% |
| Participant deferral / active EE | $3,829 | $4,128-7.2% | $3,373+13.5% | $5,983-36.0% |
| Admin fee / account holder | $1,790 | $8,047-77.8% | $5,961-70.0% | $11,252-84.1% |