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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,800 | $138,385+231.5% | $184,243+149.0% | $80,925+466.9% |
| Participation rate | 97.6% | 83.9%+13.7pp | 86.8%+10.8pp | 67.7%+30.0pp |
| Annual return | 15.18% | 20.02%-4.8pp | 28.82%-13.6pp | 35.65%-20.5pp |
| Employer contribution / active EE | $17,601 | $4,851+262.9% | $6,427+173.9% | $2,756+538.6% |
| Participant deferral / active EE | $16,226 | $7,075+129.3% | $9,132+77.7% | $4,299+277.5% |
| Admin fee / account holder | $9,083 | $10,489-13.4% | $13,914-34.7% | $6,940+30.9% |