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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $512,888 | $146,267+250.7% | $197,124+160.2% | $82,448+522.1% |
| Participation rate | 98.8% | 84.0%+14.8pp | 86.7%+12.1pp | 68.1%+30.7pp |
| Annual return | 17.12% | 29.61%-12.5pp | 44.34%-27.2pp | 41.64%-24.5pp |
| Employer contribution / active EE | $18,147 | $4,723+284.2% | $6,227+191.4% | $2,551+611.4% |
| Participant deferral / active EE | $17,159 | $7,035+143.9% | $9,135+87.9% | $4,139+314.6% |
| Admin fee / account holder | $16,454 | $14,422+14.1% | $16,298+1.0% | $7,234+127.4% |