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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,800 | $138,393+231.5% | $184,256+149.0% | $80,959+466.7% |
| Participation rate | 97.6% | 83.9%+13.7pp | 86.8%+10.8pp | 67.7%+30.0pp |
| Annual return | 15.18% | 20.01%-4.8pp | 28.85%-13.7pp | 35.67%-20.5pp |
| Employer contribution / active EE | $17,601 | $4,847+263.1% | $6,427+173.9% | $2,757+538.4% |
| Participant deferral / active EE | $16,226 | $7,076+129.3% | $9,133+77.7% | $4,300+277.3% |
| Admin fee / account holder | $9,083 | $10,489-13.4% | $13,899-34.7% | $6,925+31.2% |