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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,236 | $29,716+139.7% | $56,077+27.0% | $80,925-12.0% |
| Participation rate | 19.4% | 41.7%-22.3pp | 52.5%-33.1pp | 67.7%-48.3pp |
| Annual return | 15.07% | 35.30%-20.2pp | 1709.28%-1694.2pp | 35.65%-20.6pp |
| Employer contribution / active EE | $365 | $671-45.6% | $1,040-64.9% | $2,756-86.8% |
| Participant deferral / active EE | $1,565 | $1,228+27.4% | $1,954-19.9% | $4,299-63.6% |
| Admin fee / account holder | $1,353 | $2,432-44.4% | $2,825-52.1% | $6,940-80.5% |