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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,102 | $84,551-41.9% | $61,452-20.1% | $134,532-63.5% |
| Participation rate | 22.7% | 62.2%-39.5pp | 52.6%-29.8pp | 81.2%-58.5pp |
| Annual return | -17.72% | 585.39%-603.1pp | 338.96%-356.7pp | 418.27%-436.0pp |
| Employer contribution / active EE | $451 | $1,545-70.8% | $1,160-61.1% | $4,741-90.5% |
| Participant deferral / active EE | $1,731 | $2,818-38.6% | $2,125-18.5% | $6,401-73.0% |
| Admin fee / account holder | $5,327 | $2,587+105.9% | $2,131+150.0% | $11,429-53.4% |