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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,388 | $81,763-33.5% | $58,561-7.1% | $139,466-61.0% |
| Participation rate | 20.8% | 61.3%-40.5pp | 50.9%-30.0pp | 80.3%-59.5pp |
| Annual return | 19.52% | 7427.77%-7408.3pp | 4251.33%-4231.8pp | 373.66%-354.1pp |
| Employer contribution / active EE | $456 | $1,398-67.4% | $1,053-56.7% | $4,754-90.4% |
| Participant deferral / active EE | $1,901 | $2,555-25.6% | $1,923-1.2% | $6,712-71.7% |
| Admin fee / account holder | $3,959 | $3,273+20.9% | $2,520+57.1% | $11,409-65.3% |