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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,236 | $29,670+140.1% | $56,054+27.1% | $80,911-12.0% |
| Participation rate | 19.4% | 41.7%-22.3pp | 52.5%-33.1pp | 67.6%-48.3pp |
| Annual return | 15.07% | 35.24%-20.2pp | 1705.95%-1690.9pp | 35.63%-20.6pp |
| Employer contribution / active EE | $365 | $670-45.5% | $1,039-64.9% | $2,756-86.8% |
| Participant deferral / active EE | $1,565 | $1,227+27.5% | $1,952-19.9% | $4,297-63.6% |
| Admin fee / account holder | $1,353 | $2,431-44.3% | $2,822-52.1% | $6,935-80.5% |