Filings through .
2 of 18 flags tripped on the 2025 filing.
Failed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$31K in admin expenses, $209 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
6 funds of $250K or more; 24 lines in all, holding $5.0M of the plan's $5.1M. Recordkeeper: Betterment.
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Ftse Developed Markets ETF Vanguard · ETF Index | $1.3M | 25.3% |
| Vanguard Total Stock Market Index Fund Vanguard · ETF Index | $1.2M | 24.4% |
| SPDR Portfolio S&P 500 ETF State Street (SSgA) · ETF Index | $1.1M | 21.8% |
| Vanguard Ftse Emerging Markets Vanguard · Mutual fund | $418K | 8.3% |
| iShares Core U.S. Aggregate Bond ETF BlackRock · ETF Index | $354K | 7.0% |
| State Street(R) SPDR(R) Portfolio S&P 400(TM) Mid Cap ETF State Street (SSgA) · ETF Index | $268K | 5.3% |
| State Street(R) SPDR(R) Portfolio S&P 600(TM) Small Cap ETF State Street (SSgA) · ETF Index | $200K | 4.0% |
| Vanguard Total International Bond Index Fund Vanguard · ETF Index | $72K | 1.4% |
| Vanguard Emerging Markets Government Bond ETF Vanguard · ETF Index | $31K | 0.6% |
| iShares J.P. Morgan USD Emerging Markets Bond ETF BlackRock · ETF Index | $28K | 0.6% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
14 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 1 fund, dropped 1 fund.
| Fund | Year-end value |
|---|---|
| DroppediShares Core Total US Bond Market ETF | $481K |
| AddediShares Core U.S. Aggregate Bond ETF | $354K |
Stable value and insurance contract lines, renames and class changes are not counted. Left out here: 1 rename.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
14 more lines in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 2 by compensation.
| Provider | Compensation |
|---|---|
BETTERMENT LLC4 years Filed as: BETTERMENT HOLDINGS, INC. Service code 64 8 W 24TH STREET · NEW YORK, NY 10010 Recordkeeping Fees | $30,707 |
DWC ERISA CONSULTANTS LLC4 years Service code 13 PO BOX 241267 · ST. PAUL, MN 55124 Contract Administrator | $0 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
8 feature codes on the 2025 filing.
2 contacts
10 filings · 2016 to 2025