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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,170 | $89,367-60.6% | $141,191-75.1% | $72,975-51.8% |
| Participation rate | 76.8% | 75.1%+1.7pp | 82.5%-5.6pp | 69.5%+7.3pp |
| Annual return | 22.20% | 111.87%-89.7pp | 71.41%-49.2pp | 81.01%-58.8pp |
| Employer contribution / active EE | $2,825 | $3,115-9.3% | $4,736-40.4% | $2,440+15.8% |
| Participant deferral / active EE | $3,770 | $5,419-30.4% | $6,710-43.8% | $3,608+4.5% |
| Admin fee / account holder | $703 | $5,957-88.2% | $10,264-93.2% | $5,124-86.3% |