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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,302 | $85,766-67.0% | $136,298-79.2% | $70,126-59.6% |
| Participation rate | 94.3% | 74.2%+20.2pp | 81.9%+12.4pp | 69.5%+24.8pp |
| Annual return | 51.38% | 31.46%+19.9pp | 5156.27%-5104.9pp | 73.15%-21.8pp |
| Employer contribution / active EE | $3,150 | $2,966+6.2% | $4,696-32.9% | $2,343+34.5% |
| Participant deferral / active EE | $4,119 | $5,051-18.5% | $6,247-34.1% | $3,332+23.6% |
| Admin fee / account holder | $2,848 | $5,421-47.5% | $9,244-69.2% | $4,645-38.7% |