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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,329 | $76,551-69.5% | $123,894-81.2% | $62,881-62.9% |
| Participation rate | 77.1% | 73.0%+4.2pp | 81.4%-4.3pp | 69.3%+7.8pp |
| Annual return | 4.67% | 18.68%-14.0pp | 47.52%-42.8pp | 20.14%-15.5pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,048 | $4,840-78.3% | $5,984-82.5% | $3,203-67.3% |
| Admin fee / account holder | $326 | $4,826-93.2% | $8,357-96.1% | $4,296-92.4% |