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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,248 | $148,582-54.1% | $135,942-49.8% | $139,456-51.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 27.53% | 79.26%-51.7pp | 68.28%-40.7pp | 373.45%-345.9pp |
| Employer contribution / active EE | $11,777 | $5,245+124.5% | $4,858+142.4% | $4,753+147.8% |
| Participant deferral / active EE | $28,760 | $8,101+255.0% | $7,759+270.7% | $6,711+328.5% |
| Admin fee / account holder | $3,363 | $12,402-72.9% | $10,764-68.8% | $11,407-70.5% |