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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,644 | $138,102-69.1% | $125,381-66.0% | $134,532-68.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -14.86% | 750.73%-765.6pp | 572.31%-587.2pp | 418.27%-433.1pp |
| Employer contribution / active EE | $6,348 | $5,245+21.0% | $4,815+31.8% | $4,741+33.9% |
| Participant deferral / active EE | $17,835 | $7,801+128.6% | $7,448+139.5% | $6,401+178.6% |
| Admin fee / account holder | $6,388 | $11,568-44.8% | $10,007-36.2% | $11,429-44.1% |