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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,740 | $112,121-60.1% | $95,960-53.4% | $158,966-71.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 22.46% | 171.16%-148.7pp | 91.63%-69.2pp | 302.95%-280.5pp |
| Employer contribution / active EE | $5,531 | $3,199+72.9% | $2,541+117.7% | $4,762+16.1% |
| Participant deferral / active EE | $17,183 | $4,784+259.2% | $4,167+312.4% | $5,983+187.2% |
| Admin fee / account holder | $1,517 | $10,135-85.0% | $6,797-77.7% | $11,250-86.5% |