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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,058 | $98,240-78.6% | $82,312-74.4% | $147,586-85.7% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 38.06% | 30.85%+7.2pp | 25.88%+12.2pp | 578.59%-540.5pp |
| Employer contribution / active EE | $6,784 | $3,192+112.6% | $2,428+179.4% | $4,876+39.1% |
| Participant deferral / active EE | $31,560 | $4,383+620.0% | $3,706+751.5% | $5,439+480.3% |
| Admin fee / account holder | $14,580 | $8,563+70.3% | $5,608+160.0% | $10,886+33.9% |