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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,140 | $103,392-73.8% | $87,104-68.8% | $152,897-82.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 31.99% | 28.10%+3.9pp | 28.19%+3.8pp | 345.43%-313.4pp |
| Employer contribution / active EE | $4,279 | $3,221+32.9% | $2,521+69.7% | $4,764-10.2% |
| Participant deferral / active EE | $12,203 | $4,778+155.4% | $4,048+201.4% | $5,851+108.6% |
| Admin fee / account holder | $1,717 | $12,194-85.9% | $7,491-77.1% | $11,599-85.2% |