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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,896 | $99,994-3.1% | $146,643-33.9% | $85,847+12.9% |
| Participation rate | 100.0% | 73.1%+26.9pp | 80.1%+19.9pp | 69.3%+30.7pp |
| Annual return | 16.76% | 18.93%-2.2pp | 22.75%-6.0pp | 318.61%-301.8pp |
| Employer contribution / active EE | $8,581 | $2,559+235.3% | $4,137+107.4% | $2,565+234.5% |
| Participant deferral / active EE | $6,174 | $4,006+54.1% | $5,506+12.1% | $3,952+56.2% |
| Admin fee / account holder | $4,966 | $7,703-35.5% | $10,280-51.7% | $6,261-20.7% |