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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,204 | $91,559-11.3% | $133,978-39.4% | $79,856+1.7% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 22.07% | 61.85%-39.8pp | 45.10%-23.0pp | 31.71%-9.6pp |
| Employer contribution / active EE | $8,638 | $2,384+262.4% | $3,919+120.4% | $2,471+249.5% |
| Participant deferral / active EE | $6,029 | $3,734+61.5% | $5,047+19.4% | $3,741+61.2% |
| Admin fee / account holder | $12,344 | $6,321+95.3% | $8,930+38.2% | $5,306+132.6% |