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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,321 | $81,870+4.2% | $119,622-28.7% | $68,486+24.6% |
| Participation rate | 100.0% | 71.9%+28.1pp | 79.3%+20.7pp | 67.9%+32.1pp |
| Annual return | -19.27% | -23.82%+4.6pp | -14.98%-4.3pp | -7.85%-11.4pp |
| Employer contribution / active EE | $3,297 | $2,692+22.5% | $4,232-22.1% | $2,597+27.0% |
| Participant deferral / active EE | $8,074 | $4,148+94.7% | $5,601+44.2% | $4,028+100.5% |
| Admin fee / account holder | $1,393 | $6,583-78.8% | $10,328-86.5% | $5,404-74.2% |