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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,450 | $83,485-32.4% | $125,195-54.9% | $72,976-22.6% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.5%+30.5pp |
| Annual return | 19.41% | 25.77%-6.4pp | 43.79%-24.4pp | 81.02%-61.6pp |
| Employer contribution / active EE | $7,952 | $2,346+239.0% | $3,866+105.7% | $2,440+225.9% |
| Participant deferral / active EE | $6,682 | $3,586+86.3% | $4,937+35.3% | $3,608+85.2% |
| Admin fee / account holder | $4,260 | $5,518-22.8% | $9,704-56.1% | $5,124-16.9% |