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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,865 | $78,707-35.4% | $117,861-56.8% | $70,126-27.5% |
| Participation rate | 96.8% | 73.2%+23.6pp | 79.7%+17.1pp | 69.5%+27.2pp |
| Annual return | 29.51% | 23.30%+6.2pp | 335.11%-305.6pp | 73.15%-43.6pp |
| Employer contribution / active EE | $9,699 | $2,223+336.2% | $3,786+156.2% | $2,343+314.0% |
| Participant deferral / active EE | $4,281 | $3,297+29.8% | $4,482-4.5% | $3,332+28.5% |
| Admin fee / account holder | $2,971 | $5,066-41.3% | $8,021-63.0% | $4,645-36.0% |