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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,494 | $68,573-73.0% | $120,368-84.6% | $80,874-77.1% |
| Participation rate | 98.6% | 61.6%+37.0pp | 71.9%+26.7pp | 67.6%+31.0pp |
| Annual return | 11.13% | 23.61%-12.5pp | 107.26%-96.1pp | 35.62%-24.5pp |
| Employer contribution / active EE | $2,412 | $2,052+17.6% | $3,465-30.4% | $2,756-12.5% |
| Participant deferral / active EE | $2,216 | $3,174-30.2% | $4,991-55.6% | $4,297-48.4% |
| Admin fee / account holder | $1,916 | $5,734-66.6% | $9,429-79.7% | $6,935-72.4% |