Filings through .
2 of 18 flags tripped on the 2025 filing.
Low returns
Annual investment return is in the bottom quintile of the peer cohort.
Few collective trusts
0% of fund dollars in collective trusts, which often cost less than the same strategy as a mutual fund.
This section compares the plan with plans of the same size, type and industry, and shows how it moved year over year.
We rank each metric against plans of the same size, type and industry.
Peer percentiles for 6 metrics are on Pro. Pro is free for 7 days and then costs $49 a month.
Showing the 2025 filing, 1 of 10 years on record. Charts need 3 years.
Older filings: assets, participants, contributions and return for each year are on Pro.
9 more years of history are on Pro. Pro is free for 7 days and then costs $49 a month.
$201K in admin expenses, $152 per participant (all participants, line 6f).
This section lists the funds on the plan's investment schedule and what changed since the prior filing.
24 funds of $250K or more, counting each target-date vintage; shown as 21 lines, holding $71.9M of the plan's $72.9M. Recordkeeper: Fidelity (FMR).
Target-date series: Vanguard Target Retirement, mutual fund, 29% of fund dollars
| Fund | Dollars | % of funds% |
|---|---|---|
| Vanguard Target Retirement Vanguard · Mutual fund Target-date, 11 vintages | $20.8M | 28.9% |
| Fidelity 500 Index Fund Fidelity (FMR) · Mutual fund IndexRecordkeeper's own fund | $7.1M | 9.9% |
| T. Rowe Price Large-Cap Growth Fund-I Class T. Rowe Price · Mutual fund | $5.8M | 8.1% |
| T. Rowe Price Stable Value A T. Rowe Price · Stable value Stable value | $5.3M | 7.4% |
| T. Rowe Price Capital Appreciation Fund T. Rowe Price · Mutual fund | $4.6M | 6.4% |
| MFS Diversification Fund Class MFS (Sun Life) · Mutual fund | $4.4M | 6.2% |
| Dodge & Cox Income Fund Dodge & Cox · Mutual fund | $3.4M | 4.8% |
| Janus Henderson Balanced T Fund Janus Henderson · Mutual fund | $3.2M | 4.5% |
| Franklin Income Fund Class R6 Franklin Templeton · Mutual fund | $2.6M | 3.6% |
| Fidelity International Enhanced Index Fund Fidelity (FMR) · Mutual fund IndexRecordkeeper's own fund | $2.0M | 2.8% |
| Fund | Manager | Vehicle | Dollars | % of funds |
|---|---|---|---|---|
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro | ||
| Name available on Pro | Dollar amount available on Pro | Percentage available on Pro |
11 more funds in this lineup: name, manager, vehicle, dollars and share are on Pro.
Added 2 funds, dropped 2 funds, likely replaced 3 funds. Moved to another target-date series.
| Fund | Year-end value |
|---|---|
| Target-date switchState Street Target Retirement 2030 Fund to Vanguard Target Retirement 2030 Fund Investor Shares | $16.2M to $20.8M |
| ReplacedHighAmerican Century Mid Cap Value I Fund to MFS Mid Cap Value Fund | $2.0M to $1.8M |
| ReplacedHighJPMorgan Equity Income I Fund to Putnam Large CAP Value Fund Class R6 | $1.8M to $1.9M |
Stable value and insurance contract lines, renames and class changes are not counted.
Changes of at least $250K and 0.1% of the plan between the 2024 and 2025 filings. Values are year-end holdings. They do not show money moved.
11 more lines and 5 more changes in this lineup are on Pro. Pro is free for 7 days and then costs $49 a month.
Covers 71,410 large plans that list their funds in their annual filing. Updated Nov 6, 2026. Shares describe these plans, not the whole market.
This section shows who is paid to serve the plan, who audits it and who signs the filing.
Top 2 by compensation.
| Provider | Compensation |
|---|---|
Filed as: SPECTRUM INVESTMENT ADVISORS, INC Service code 27 · EIN 39-1828175 Advisory (Plan) | $126,852 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 Loan Processing | $74,289 |
The auditor signed off without reservation. This is the cleanest opinion.
Plan features from the filing, actuarial disclosures and related pages.
9 feature codes on the 2025 filing.
2 contacts
10 filings · 2016 to 2025