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| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS2+ years Filed as: SPECTRUM INVESTMENT ADVISORS INC. Service code 27 · EIN 39-1828175 | Advisory (Plan) | $105,269 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$10,270 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,248 | $35,955+73.1% | $78,210-20.4% | $69,631-10.6% |
| Participation rate | 98.1% | 67.2%+31.0pp | 68.7%+29.4pp | 70.7%+27.4pp |
| Annual return | 14.33% | 16.42%-2.1pp | 40.90%-26.6pp | 27571.02%-27556.7pp |
| Employer contribution / active EE | $2,206 | $1,244+77.4% | $2,034+8.5% | $2,032+8.6% |
| Participant deferral / active EE | $3,322 | $2,107+57.7% | $2,823+17.7% | $3,224+3.1% |
| Admin fee / account holder | $113 | $86+31.9% | $3,758-97.0% | $110+2.7% |