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| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS5+ years Filed as: SPECTRUM INVESTMENT ADVISORS INC. Service code 27 · EIN 39-1828175 | Advisory (Plan) | $113,287 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$9,328 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,121 | $35,123+111.0% | $93,419-20.7% | $73,412+1.0% |
| Participation rate | 98.1% | 68.3%+29.8pp | 66.8%+31.3pp | 72.2%+25.9pp |
| Annual return | 11.43% | 18.89%-7.5pp | 78.05%-66.6pp | 59.30%-47.9pp |
| Employer contribution / active EE | $2,779 | $1,247+122.8% | $2,075+33.9% | $2,234+24.4% |
| Participant deferral / active EE | $4,398 | $2,249+95.5% | $3,126+40.7% | $3,806+15.6% |
| Admin fee / account holder | $118 | $108+8.8% | $5,230-97.8% | $158-25.5% |