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| Provider | Service type | Compensation |
|---|---|---|
SPECTRUM INVESTMENT ADVISORS3+ years Filed as: SPECTRUM INVESTMENT ADVISORS INC. Service code 27 · EIN 39-1828175 | Advisory (Plan) | $106,324 |
Service code 37 · EIN 04-2647786 | Loan Processing | -$15,564 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,972 | $31,252+85.5% | $75,826-23.5% | $55,725+4.0% |
| Participation rate | 98.4% | 71.3%+27.1pp | 68.2%+30.2pp | 70.9%+27.6pp |
| Annual return | -4.03% | 2.84%-6.9pp | 1914.15%-1918.2pp | 244.93%-249.0pp |
| Employer contribution / active EE | $2,503 | $1,260+98.7% | $1,913+30.8% | $2,078+20.4% |
| Participant deferral / active EE | $3,624 | $2,258+60.5% | $2,862+26.6% | $3,356+8.0% |
| Admin fee / account holder | $104 | $91+13.7% | $4,726-97.8% | $115-9.7% |