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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,537 | $81,457+77.4% | $103,378+39.8% | $80,911+78.6% |
| Participation rate | 85.7% | 66.8%+18.9pp | 74.5%+11.2pp | 67.6%+18.1pp |
| Annual return | 16.17% | 25.58%-9.4pp | 24.91%-8.7pp | 35.63%-19.5pp |
| Employer contribution / active EE | $4,732 | $3,107+52.3% | $3,870+22.3% | $2,756+71.7% |
| Participant deferral / active EE | $6,336 | $3,871+63.7% | $5,058+25.3% | $4,297+47.4% |
| Admin fee / account holder | $3,998 | $6,717-40.5% | $8,401-52.4% | $6,935-42.4% |