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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,999 | $52,678+13.9% | $75,784-20.8% | $59,633+0.6% |
| Participation rate | 76.2% | 67.2%+9.0pp | 75.8%+0.4pp | 68.7%+7.5pp |
| Annual return | -1.47% | 2.95%-4.4pp | 9.68%-11.2pp | 2041.45%-2042.9pp |
| Employer contribution / active EE | $0 | $2,193-100.0% | $3,323-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,977 | $2,591+14.9% | $3,652-18.5% | $3,192-6.7% |
| Admin fee / account holder | $12,128 | $3,610+236.0% | $5,300+128.8% | $4,297+182.3% |