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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,066 | $78,672+38.6% | $109,163-0.1% | $85,856+27.0% |
| Participation rate | 94.6% | 68.3%+26.4pp | 75.9%+18.8pp | 69.3%+25.3pp |
| Annual return | 16.76% | 25.09%-8.3pp | 25.75%-9.0pp | 318.58%-301.8pp |
| Employer contribution / active EE | $2,104 | $2,734-23.0% | $3,723-43.5% | $2,565-18.0% |
| Participant deferral / active EE | $5,300 | $3,467+52.9% | $4,654+13.9% | $3,952+34.1% |
| Admin fee / account holder | $7,709 | $5,470+40.9% | $6,754+14.1% | $6,261+23.1% |