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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,134 | $73,978+54.3% | $96,515+18.3% | $75,173+51.8% |
| Participation rate | 91.5% | 66.4%+25.1pp | 74.3%+17.1pp | 67.2%+24.3pp |
| Annual return | 18.45% | 26.72%-8.3pp | 35.73%-17.3pp | 160.72%-142.3pp |
| Employer contribution / active EE | $3,021 | $2,931+3.1% | $3,740-19.2% | $2,671+13.1% |
| Participant deferral / active EE | $6,174 | $3,660+68.7% | $4,880+26.5% | $4,126+49.6% |
| Admin fee / account holder | $8,888 | $5,219+70.3% | $6,735+32.0% | $5,651+57.3% |