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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,237 | $63,346+15.6% | $92,240-20.6% | $70,126+4.4% |
| Participation rate | 85.7% | 68.7%+17.0pp | 76.5%+9.2pp | 69.5%+16.2pp |
| Annual return | 15.50% | 530.19%-514.7pp | 176.29%-160.8pp | 73.15%-57.6pp |
| Employer contribution / active EE | $1,524 | $2,471-38.3% | $3,680-58.6% | $2,343-35.0% |
| Participant deferral / active EE | $3,248 | $2,854+13.8% | $3,897-16.7% | $3,332-2.5% |
| Admin fee / account holder | $2,254 | $3,841-41.3% | $5,194-56.6% | $4,645-51.5% |