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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,848 | $105,200+323.8% | $159,474+179.6% | $85,847+419.4% |
| Participation rate | 85.7% | 75.8%+9.9pp | 82.8%+2.9pp | 69.3%+16.4pp |
| Annual return | 15.44% | 45.08%-29.6pp | 263.68%-248.2pp | 318.61%-303.2pp |
| Employer contribution / active EE | $12,554 | $3,319+278.3% | $4,831+159.9% | $2,565+389.4% |
| Participant deferral / active EE | $9,628 | $5,946+61.9% | $7,353+30.9% | $3,952+143.6% |
| Admin fee / account holder | $5,540 | $6,934-20.1% | $10,802-48.7% | $6,261-11.5% |