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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,833 | $102,429+348.0% | $147,096+211.9% | $80,925+467.0% |
| Participation rate | 96.3% | 75.9%+20.4pp | 82.2%+14.1pp | 67.7%+28.6pp |
| Annual return | 12.07% | 135.02%-123.0pp | 419.75%-407.7pp | 35.65%-23.6pp |
| Employer contribution / active EE | $15,445 | $3,716+315.7% | $4,936+212.9% | $2,756+460.4% |
| Participant deferral / active EE | $10,564 | $6,649+58.9% | $8,071+30.9% | $4,299+145.7% |
| Admin fee / account holder | $31,197 | $7,957+292.1% | $13,005+139.9% | $6,940+349.5% |