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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,514 | $77,817+274.6% | $123,553+135.9% | $64,173+354.3% |
| Participation rate | 78.6% | 74.7%+3.9pp | 82.3%-3.7pp | 69.6%+9.0pp |
| Annual return | 1.36% | 12.49%-11.1pp | 119.21%-117.8pp | 7.63%-6.3pp |
| Employer contribution / active EE | $8,260 | $3,014+174.1% | $4,628+78.5% | $2,381+247.0% |
| Participant deferral / active EE | $18,339 | $5,240+250.0% | $6,426+185.4% | $3,470+428.6% |
| Admin fee / account holder | $2,009 | $5,519-63.6% | $9,284-78.4% | $4,887-58.9% |