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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,223 | $85,766+196.4% | $136,298+86.5% | $70,126+262.5% |
| Participation rate | 85.2% | 74.2%+11.0pp | 81.9%+3.3pp | 69.5%+15.6pp |
| Annual return | 19.28% | 31.46%-12.2pp | 5156.27%-5137.0pp | 73.15%-53.9pp |
| Employer contribution / active EE | $9,220 | $2,966+210.9% | $4,696+96.4% | $2,343+293.6% |
| Participant deferral / active EE | $7,543 | $5,051+49.3% | $6,247+20.7% | $3,332+126.4% |
| Admin fee / account holder | $1,122 | $5,421-79.3% | $9,244-87.9% | $4,645-75.8% |