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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $515,242 | $106,524+383.7% | $152,301+238.3% | $87,485+489.0% |
| Participation rate | 96.2% | 75.8%+20.4pp | 82.4%+13.7pp | 68.9%+27.2pp |
| Annual return | 12.77% | 26.89%-14.1pp | 80.50%-67.7pp | 26.06%-13.3pp |
| Employer contribution / active EE | $15,901 | $3,371+371.6% | $4,624+243.8% | $2,596+512.5% |
| Participant deferral / active EE | $10,715 | $6,525+64.2% | $8,004+33.9% | $4,274+150.7% |
| Admin fee / account holder | $7,202 | $8,287-13.1% | $14,398-50.0% | $7,775-7.4% |