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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,927 | $100,970-46.6% | $96,576-44.2% | $137,256-60.7% |
| Participation rate | 73.9% | 82.6%-8.7pp | 81.4%-7.5pp | 80.0%-6.0pp |
| Annual return | 15.76% | 38.16%-22.4pp | 38.47%-22.7pp | 220.34%-204.6pp |
| Employer contribution / active EE | $4,923 | $3,809+29.2% | $3,553+38.6% | $4,156+18.5% |
| Participant deferral / active EE | $3,551 | $8,286-57.1% | $7,956-55.4% | $6,407-44.6% |
| Admin fee / account holder | $4,274 | $11,312-62.2% | $11,381-62.4% | $12,270-65.2% |