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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,303 | $59,116-67.3% | $86,438-77.7% | $68,486-71.8% |
| Participation rate | 83.9% | 75.2%+8.6pp | 80.3%+3.5pp | 67.9%+16.0pp |
| Annual return | -11.88% | -0.23%-11.7pp | 4397.19%-4409.1pp | -7.85%-4.0pp |
| Employer contribution / active EE | $2,165 | $2,519-14.1% | $3,769-42.6% | $2,597-16.6% |
| Participant deferral / active EE | $3,492 | $5,902-40.8% | $6,952-49.8% | $4,028-13.3% |
| Admin fee / account holder | $908 | $5,639-83.9% | $6,733-86.5% | $5,404-83.2% |