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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,838 | $68,412-62.2% | $94,679-72.7% | $75,181-65.6% |
| Participation rate | 84.6% | 76.1%+8.5pp | 80.8%+3.8pp | 67.2%+17.4pp |
| Annual return | 28.50% | 616.91%-588.4pp | 156.75%-128.3pp | 160.69%-132.2pp |
| Employer contribution / active EE | $3,348 | $2,701+24.0% | $3,673-8.8% | $2,671+25.4% |
| Participant deferral / active EE | $4,474 | $6,537-31.6% | $7,417-39.7% | $4,126+8.4% |
| Admin fee / account holder | $5,853 | $5,326+9.9% | $7,233-19.1% | $5,650+3.6% |