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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,951 | $63,365-85.9% | $91,994-90.3% | $72,975-87.7% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 25.90% | 35.35%-9.4pp | 69.04%-43.1pp | 81.01%-55.1pp |
| Employer contribution / active EE | $2,673 | $2,116+26.3% | $3,453-22.6% | $2,440+9.5% |
| Participant deferral / active EE | $2,395 | $4,883-51.0% | $5,924-59.6% | $3,608-33.6% |
| Admin fee / account holder | $832 | $4,670-82.2% | $7,744-89.3% | $5,124-83.8% |