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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY6 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 26 · EIN 20-8764829 | Advisory (Participants) | $74,653 |
Service code 37 · EIN 04-2647786 | Loan Processing | $3,995 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,430 | $50,458+59.4% | $160,037-49.7% | $64,824+24.1% |
| Participation rate | 97.7% | 68.0%+29.7pp | 78.0%+19.7pp | 71.5%+26.2pp |
| Annual return | -16.23% | -13.42%-2.8pp | 408.95%-425.2pp | 32.84%-49.1pp |
| Employer contribution / active EE | $4,246 | $1,722+146.6% | $4,226+0.5% | $2,507+69.4% |
| Participant deferral / active EE | $13,250 | $4,004+231.0% | $6,184+114.3% | $4,311+207.3% |
| Admin fee / account holder | $174 | $706-75.4% | $8,716-98.0% | $188-7.6% |