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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY1+ years Service code 55 HARBORSIDE FINANCIAL CTR · JERSEY, NJ 07311 | Other Commissions | $9,972 |
Service code 37 · EIN 04-2647786 | Loan Processing | $1,619 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,825 | $45,283-45.2% | $155,789-84.1% | $52,331-52.6% |
| Participation rate | 94.6% | 62.2%+32.4pp | 76.1%+18.5pp | 68.1%+26.5pp |
| Annual return | 48.08% | 1.80%+46.3pp | 71.54%-23.5pp | 4.54%+43.5pp |
| Employer contribution / active EE | $806 | $1,329-39.4% | $3,839-79.0% | $1,882-57.2% |
| Participant deferral / active EE | $6,522 | $2,854+128.5% | $4,798+35.9% | $3,022+115.8% |
| Admin fee / account holder | $7 | $981-99.3% | $7,477-99.9% | $592-98.9% |