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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL BANKING OPER Service code 26 · EIN 26-4310632 | Advisory (Participants) | $51,116 |
Service code 37 · EIN 04-2647786 | Loan Processing | $2,758 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,743 | $56,152+33.1% | $185,861-59.8% | $73,412+1.8% |
| Participation rate | 97.3% | 67.6%+29.7pp | 78.0%+19.3pp | 72.2%+25.1pp |
| Annual return | 21.73% | 17.59%+4.1pp | 35.96%-14.2pp | 59.30%-37.6pp |
| Employer contribution / active EE | $1,729 | $1,532+12.9% | $4,088-57.7% | $2,234-22.6% |
| Participant deferral / active EE | $11,170 | $3,659+205.2% | $5,634+98.3% | $3,806+193.5% |
| Admin fee / account holder | $130 | $132-1.2% | $9,503-98.6% | $158-17.4% |