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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,459 | $179,444-29.0% | $90,796+40.4% | - |
| Participation rate | 62.6% | 59.5%+3.1pp | 69.5%-6.9pp | - |
| Annual return | 18.05% | 15.96%+2.1pp | 19.29%-1.2pp | - |
| Employer contribution / active EE | $2,426 | $1,879+29.1% | $2,294+5.8% | - |
| Participant deferral / active EE | $4,816 | $3,588+34.2% | $3,822+26.0% | - |
| Admin fee / account holder | $8,631 | $21,474-59.8% | $7,024+22.9% | - |