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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,371 | $54,590+36.2% | $81,726-9.0% | $73,497+1.2% |
| Participation rate | 57.8% | 68.3%-10.5pp | 72.0%-14.2pp | 70.7%-12.9pp |
| Annual return | 15.58% | 17.74%-2.2pp | 29.49%-13.9pp | 28.51%-12.9pp |
| Employer contribution / active EE | $1,761 | $1,636+7.7% | $4,311-59.1% | $2,270-22.4% |
| Participant deferral / active EE | $4,161 | $2,759+50.8% | $7,108-41.5% | $3,740+11.2% |
| Admin fee / account holder | $14 | $592-97.7% | $5,160-99.7% | $513-97.3% |