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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,209 | $53,546+25.5% | $69,884-3.8% | $68,486-1.9% |
| Participation rate | 65.6% | 64.5%+1.1pp | 70.5%-4.9pp | 67.9%-2.3pp |
| Annual return | -16.15% | -13.87%-2.3pp | 190.81%-207.0pp | -7.85%-8.3pp |
| Employer contribution / active EE | $2,202 | $2,019+9.1% | $2,560-14.0% | $2,597-15.2% |
| Participant deferral / active EE | $4,924 | $2,957+66.5% | $3,848+28.0% | $4,028+22.3% |
| Admin fee / account holder | $47 | $4,693-99.0% | $6,266-99.2% | $5,404-99.1% |