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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,588 | $46,072+20.7% | $69,779-20.3% | $55,167+0.8% |
| Participation rate | 46.2% | 67.5%-21.3pp | 71.8%-25.7pp | 69.0%-22.8pp |
| Annual return | 7.46% | 8.68%-1.2pp | 12.99%-5.5pp | 169.23%-161.8pp |
| Employer contribution / active EE | $1,302 | $1,500-13.2% | $2,338-44.3% | $1,963-33.7% |
| Participant deferral / active EE | $2,742 | $2,344+17.0% | $2,931-6.4% | $3,054-10.2% |
| Admin fee / account holder | $40 | $428-90.6% | $4,381-99.1% | $504-92.0% |