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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,103 | $59,123+52.4% | $77,183+16.7% | $75,181+19.8% |
| Participation rate | 67.7% | 63.9%+3.8pp | 69.6%-1.9pp | 67.2%+0.5pp |
| Annual return | 16.96% | 26.72%-9.8pp | 37.89%-20.9pp | 160.69%-143.7pp |
| Employer contribution / active EE | $2,137 | $1,996+7.1% | $2,534-15.7% | $2,671-20.0% |
| Participant deferral / active EE | $4,685 | $2,999+56.2% | $3,833+22.2% | $4,126+13.6% |
| Admin fee / account holder | $1,809 | $4,776-62.1% | $5,475-67.0% | $5,650-68.0% |