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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,103 | $58,099+55.1% | $76,872+17.2% | $75,173+19.9% |
| Participation rate | 67.7% | 63.9%+3.8pp | 69.6%-1.9pp | 67.2%+0.5pp |
| Annual return | 16.96% | 26.71%-9.7pp | 37.90%-20.9pp | 160.72%-143.8pp |
| Employer contribution / active EE | $2,137 | $1,996+7.1% | $2,533-15.6% | $2,671-20.0% |
| Participant deferral / active EE | $4,685 | $2,999+56.2% | $3,832+22.3% | $4,126+13.5% |
| Admin fee / account holder | $1,809 | $4,778-62.1% | $5,476-67.0% | $5,651-68.0% |