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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,556 | $217,432-81.3% | $185,849-78.2% | $167,536-75.8% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 7.80% | 148.42%-140.6pp | 122.10%-114.3pp | 478.82%-471.0pp |
| Employer contribution / active EE | $1,922 | $5,875-67.3% | $5,169-62.8% | $4,839-60.3% |
| Participant deferral / active EE | $5,627 | $6,357-11.5% | $5,569+1.0% | $6,342-11.3% |
| Admin fee / account holder | $2,843 | $19,818-85.7% | $16,244-82.5% | $12,315-76.9% |