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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,450 | $183,592-76.9% | $155,574-72.7% | $145,877-70.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 4.90% | 61.37%-56.5pp | 64.87%-60.0pp | 551.28%-546.4pp |
| Employer contribution / active EE | $2,196 | $5,317-58.7% | $4,676-53.0% | $4,663-52.9% |
| Participant deferral / active EE | $3,391 | $6,466-47.6% | $5,629-39.8% | $6,691-49.3% |
| Admin fee / account holder | $9,085 | $19,316-53.0% | $15,914-42.9% | $13,402-32.2% |