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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,099 | $209,422-86.6% | $178,503-84.3% | $158,982-82.3% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 1.44% | 188.81%-187.4pp | 151.12%-149.7pp | 302.99%-301.6pp |
| Employer contribution / active EE | $9,244 | $5,707+62.0% | $5,011+84.5% | $4,763+94.1% |
| Participant deferral / active EE | $6,378 | $5,955+7.1% | $5,202+22.6% | $5,983+6.6% |
| Admin fee / account holder | $132,244 | $17,079+674.3% | $13,987+845.5% | $11,252+1075.3% |